HabilVA is offering its service(s) with subject to following ′Terms of Service Agreement′. This ′Terms of Service Agreement′ applies to all the services currently provided by HabilVA and any services that might be added at a later date to its service scope. Before signing up, please make sure that you go through and agree with the HabilVA TOS. On signing up, you will be automatically held to agree to this ′Terms of Service Agreement′ of HabilVA . In addition to this, you are liable to comply with the operating rules/policies applicable to the plans/services offered by
HabilVA , as stated in any section of this website. If you disagree with any of the terms or conditions listed in this contract, please cease usage of this website immediately.


HabilVA reserves the right to modify, change, update or cancel this agreement as seen fit, without prior notice. Such changes will be effective upon posting on habiva.com. USE OF habilva.com OR SERVICES AFTER SUCH CHANGES HAVE TAKEN EFFECT CONSTITUTES ACCEPTANCE OF ALL CHANGES. HabilVA may offer new services/plans and they will be effective upon posting on habilva.com.

This ′Terms of Service Agreement′ sets the standards of use for
HabilVA members. In case of violation of this ′Terms of Service Agreement′ the company reserves the right to revoke or cancel membership without notice. 

1. Description of Service
To open an account with us, you must provide your name, phone number, valid e-mail address and basic details. In order to make purchases on your behalf, you may be required to provide credit/debit card or bank account information. The required information is necessary for us if you want us to process transactions on your behalf.
HabilVA uses your Personal Information to provide you with content and services that are tailored specifically to the profile you provide. Once you delete information from your account, it is not stored with us anymore in any reasonable form.

2. Acceptable Use


HabilVA
HabilVA offers the use of its services through different plans designed to suit the different needs of individuals, Established and startup companies and SMEs. Each plan has its own Terms and Conditions also stated in the form of free text in the relevant sections of this website. The acceptable use is limited to the scope of these Terms and Conditions of each plan. 

3. Prohibited Use
As a user of the Services or the Website, you agree to use the Services and the Site only for lawful purposes. Use of the Services or the Site for transmission, distribution, retrieval or storage of any information, data, or other material in violation of any applicable law or regulation is prohibited.
Prohibited Use of service includes, but is not limited to, the following:
a. Broadcasting through the service any pornographic, obscene, illegal, offensive, harassing, racist, defamatory, libelous threatening, hateful or any other objectionable material at all.
b. Attempt to gain unauthorized access to the Services, other accounts, computer systems or networks connected to the Site through login password mining or any other means.
c. Violating rules, laws and regulations governing transmission/export of technical data from your home country.
d. Using material protected by copyright, trademark, trade secret, patent, or other intellectual property right without proper authorization.
e. Post or send any fraudulent or misleading offers of products, items, loans, or other services. 

4. Refund Policy

HabilVA may provide refunds to customers up to 30 days from the day of purchase, given a valid reason is provided for claiming a refund provided the below requirements are satisfied.
In case of any lack or shortfall in service,
HabilVA will make every possible step to rectify the situation by reworking the project or task.
Ongoing subscriptions and recurring charges may be cancelled at any time. The cancellation will take place at the next billing period. A cancellation will only suspend future billings, which must take place before the billing date.
If you fail to cancel your subscription before the next billing date and subsequently a charge is made, we will not be able to provide a refund.
Free trials are offered on some plans. If you choose not to continue beyond the trial period, you are required to cancel your subscription before the end of the trial period. If you fail to do so and subsequently a charge is made, we will not be able to provide a refund.
Refunds on non-usage of plan tasks, hours or expired hours by the customer are entertained. Only renewals are applicable as per the terms and conditions of the plan. Refunds are not applicable on the products/services bought on behalf of client on client′s instructions.
In case of any error found in billing, refund will be made after approval of the relevant authority.

5. Compliance with Laws

HabilVA is operated from Bangladesh. You agree and submit yourself to the jurisdictional statutes and laws of the Republic of Bangladesh, without regard to the conflicts of law principles, will govern all matters relating to this TOS or to your use of the Website. HabilVA makes no representation that materials on the Website are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal or prohibited. Those who choose to access the Site shall be doing so on their own initiative and shall be solely responsible for compliance with their local laws.
The company complies with all applicable laws. Furthermore, the company complies with local laws and regulations wherever it operates on behalf of its members. It is the responsibility of the member to ensure that no laws or regulations are broken in the course of completing a request or task.
The company will cooperate with any legal authority upon request, if jurisdiction is proven. This cooperation will void all terms of use contained herein if required. All enforceable and applicable laws overrule this Terms of Service.
This Agreement is in person to person basis and is non-transferable, and you may not assign your rights or obligations to any third party on your behalf.

6. Free Trial and Discount offers
HabilVA may periodically advertise free trials and discount offers on this website. The company reserves the right to charge you if you continue the use of service beyond the free trial period. The company also reserves the right to cancel the free trial at any given time without notice. 

7. Privacy Policy
By using https://www.habilva.com, the user agrees fully to the Privacy Policy.

8. Termination and Interruption of Service
HabilVA does not guarantee continuous, uninterrupted or secure access to our website. Our operations may be interrupted at any given time for maintenance or updates, interfered with or adversely affected by numerous factors or circumstances beyond our control.
HabilVA reserves the right to interrupt or discontinue the service without any prior notice. In the event of termination, the links to Third-Party Sites, General Disclaimer, Limitation of Liability, Prohibited Uses, Proprietary Rights, Indemnity, Applicable Laws and General Terms Sections set forth in this TOS shall still survive. Refunds will only be issued for interruptions of greater lengths of time than 5 business days. Refund can be either cash or credit towards future service, at the company′s discretion. 

9. Third-Party Sites
Some of the links on the site may allow you to leave habilva.com site. Third-party sites to which the site may link (′third-party linked sites′) are not in any way under
HabilVA control, and HabilVA does not assume any responsibility or liability for any information, content, communications, services, goods or other materials available on such third-party linked sites or for any changes or updates to such sites. 

10. Disclaimer of Warranties
The information/data on this website is for general information purposes only. The information is provided by HabilVA and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no case will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Through this website you are able to link to other websites which are not under the control of HabilVA . We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, HabilVA takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. 

11. Limitation of Liability
To the fullest extent permissible to the applicable law, neither VA Talks nor its officers nor employees nor contractors shall be liable for any direct (unless mentioned otherwise in this section), indirect, actual, special, incidental, consequential or punitive damages arising out of member′s access to, use of, inability to use, or reliance on the service provided, even if advised of the possibility of such damages in writing.
HabilVA sole liability for direct damages arising from a breach of any of these Terms of Service on its part is only the amount service fee paid by user for the period of time when the alleged direct damage occurred. 

12. Cancellation/Unsubscription
Once you cancel your subscription with HabilVA , you won′t be charged again, but you are responsible for whatever charges have already been incurred for the current billing period.
You can manage your subscriptions directly from your HabilVA dashboard. If you fail to cancel your subscription before the next billing date and subsequently a charge is made, no refunds will be entertained.
In order to treat everyone equally, no exceptions will be made.